At Serene Wealth Planning, our specialty is the intersection of divorce and personal finance.
Our five-step post-divorce framework empowers clients to make smart financial decisions and take control of their finances.
In addition, we offer an $800 one-time Financial Forecast for people who are in the process of getting divorced.
Does this sound familiar?
My ex managed our finances. As I embark on this new chapter, I need to figure out all the financial pieces and get a plan together.
I received investments in the settlement. These are investments that my ex chose and I don’t know if I should keep them or if I should make changes.
As part of the divorce, I received a lump sum cash payment. I’m worried about making a mistake with this money.
I will receive spousal support for several years. Once the support ends, I’ll be on my own and I need to make sure that I’m going to be okay.
My ex was the breadwinner. I don’t have a high-paying career to fall back on, so it feels like the settlement is all I will ever have. I don’t want to make any financial mistakes.
After working on 150+ divorce settlements, we custom-built a five-step post-divorce financial planning and investment framework:
Step 1. Review.
Build a clear, comprehensive picture of your finances—including assets, debts, income sources, and monthly expenses.
Carefully review your settlement agreement for loose ends, due dates, and end dates.
If needed, create a plan to help you to get a credit card in your own name.
Step 2. Education.
Learn more about your financial hopes and dreams for this new chapter in life.
With your detailed financial picture in hand, complete line-by-line review to discuss each item and its role in your financial future.
Step 3. Forecast.
Using financial software, model how your finances can be used to achieve your short-term and long-term financial goals.
If you are receiving spousal support and/or a property buy-out payment, explore what financial life may look like after these income streams end.
Explore what your retirement may will look like, including how your divorce may impact the amount you will receive in Social Security.
Step 4. Housekeeping.
Many clients come to us with accounts in various locations. Over time, and where appropriate, accounts will be consolidated to simply and streamline your financial life.
For those who receive cash as part of their settlement, a clear plan is created to determine how much to keep accessible and how much to invest, with a focus on long-term growth.
Investment holdings are reviewed, and if updates are recommended, changes are implemented once approved—ensuring alignment with your goals and current circumstances.
Step 5. Check-ins.
We meet with our clients every six months for a Spring Financial Meeting and a Fall Financial Meeting. We use these meetings to cover a variety of topics including retirement planning, cash flow planning, tax planning, and charitable giving. These meetings also give us an opportunity to catch up with you and hear what is new and upcoming. For example, is there is a large expense on the horizon that we should be planning for?
When something financial comes up mid-year, we’ll schedule a meeting to discuss!
Each meeting includes an agenda and meeting summary. We know your time is important and we aim to hold meetings that are structured and efficient.
Are you currently going through a divorce and wondering how it will affect your future financial plans?
We offer an $800 one-time Financial Forecast to help you understand how settlement may impact your financial future.
About us.
Experienced in divorce financial planning: Through our sister firm Serene Divorce Planning, we’ve worked on over 150 divorce settlements, helping individuals to understand the financial pros and cons of different settlement scenarios. Working with clients during the divorce process has given us tremendous insight into the unique financial planning needs of individuals after their divorce is complete.
Approachable. For many of our clients, working with us is their first time working with a financial professional. We offer down-to-earth financial guidance to help you make the most of your finances and this new season of life.
A thought partner. We are available for whenever an unexpected financial decision comes your way.
Fiduciary. We are a fiduciary financial planning firm, which means we are legally and ethically bound to prioritize your needs over our own needs.
Fee-only. We are a fee-only financial planning firm, which means we get paid for advice, rather than selling financial products. We have a transparent fee schedule with no hidden fees.
Meet our Principal
Jesse Deason, CFP®, CDFA®, EA
Our fees.
Our fee for ongoing financial planning and investment management services is calculated based on the percentage of the money that we manage for you. The money that we manage for you generally includes you brokerage accounts and retirement accounts.
At the end of every quarter, the quarterly rate is deducted automatically from the investment accounts that we manage for you.
| Total Account Value | Annual Rate | Quarterly Rate |
| First $1,000,000 | 1.00% | 0.25% |
| $1,000,001 - $2,000,000 | 0.80% | 0.20% |
| $2,000,001 - $5,000,000 | 0.70% | 0.175% |
| $5,000,001 and over | 0.50% | 0.125% |
Shopping around?
We know there are many financial advisors to choose from! If you are interviewing other financial advisors, we encourage you to ask them:
Do you have services that are specific to individuals in my situation?
Do you make more money (in incentives, commissions, trails, and/or referral fees) depending on the advice you give?
Are you a fiduciary in all areas of your practice?
Did you meet with all of your clients last year?
At Serene Wealth Planning, we do not collect incentives, commissions, trails, or referral fees. We are a fiduciary in all areas of our practice. We proactively reach out to all of our clients at least twice a year to schedule a check-in meeting. Meeting with our clients at least every six months allows us to stay up-to-date on their financial lives and gives us the opportunity to proactively plan for their future.
Contact us to learn more.
In general, our services are best suited for individuals with $1 million or more in investable assets. If that aligns with your financial picture, we’d be happy to explore whether we’re a good fit for your situation.